According to a analysis of closing costs conducted by, Texas came in as the state with the second highest closing costs at an average of $4,619, behind only New York. The national average for closing costs is $3,754.

“The main lesson of this survey for consumers is to shop around for at least three different estimates. While no one is going to move to a new state just because closing costs are lower, it’s important for people to realize that there is variation even within their neighborhood, and that they can save by being an educated consumer,” said Greg McBridge,’s senior financial analyst.

States in the Midwest have the lowest average closing costs with Arkansas, Iowa, Colorado, and Kansas being among the top 5 lowest states. Missouri came out as the least expensive state with closing costs averaging $3,006.

Overall the national average for closing costs dropped 7 percent compared to 2011 because the average cost of title insurance and other third-party fees decreased by 12 percent. Origination fees only decreased 1 percent in the same time frame.

To see more about the survey, including the average for each state and the survey conditions, visit

To learn more about local closing costs and loan fees, please contact Robert at 512.791.0229 or email him at


Robert J Fischer, Realtor
Keller Williams Realty
512.791.0229 mobile
512.531.2888 office

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The Robert J Fischer Team – Finalist of the Austin Business Journal Top Agent award. Named by Keller Williams Realty as the #1 Realtor in the Round Rock (Austin) Texas area at its local 300 agent office, #1 in Listings Sold, #1 in Volume Sold and #2 in Units Sold for 2010 and 2011.